Approved roofing work may qualify
Florida PACE can include eligible roof repair, replacement, deck-attachment, secondary-water-barrier and related permanent improvements.
Home Run Financing PACE
PACE Roof Financing in Participating Palm Beach County Cities
M&M Roofing helps eligible property owners explore Home Run Financing's residential PACE program for approved roofing work. Availability and approval depend on the exact property, project and participating jurisdiction.
M&M Roofing license CCC1332459
Home Run handles the application, terms and approval directly
Request a Roof Estimate + PACE Information
Tell us the property ZIP code and roofing need. We will follow up to discuss the roof and check the jurisdiction.
This sends an information request to M&M Roofing. It is not a financing application or approval. Home Run sends its secure application directly to the property owner.
PACE Roof Financing at a Glance
Home Run's Florida PACE program is property-assessed financing. It is different from a traditional personal loan and carries obligations that should be compared carefully.
Repaid with the property-tax bill
The financed amount, interest and fees are repaid as an annual non-ad valorem assessment that creates a recorded lien on the property.
Home Run provides the financing terms
Home Run—not M&M Roofing—sets the rate, APR, fees, annual assessment, term and approval decision in the official financing documents.
Credit score is not the approval standard
Home Run says it does not use the applicant's score to determine eligibility, but it still reviews credit information and verifies ability to repay.
Home Run Availability in Palm Beach County
Home Run does not currently list every Palm Beach County municipality. Its public Florida communities page lists the seven places shown here, so an address in another city should not be treated as eligible without updated provider confirmation.
Roofing-service coverage does not guarantee PACE availability. The exact property address must be checked.
View Home Run's current Florida listPalm Beach County places currently listed by Home Run
Boynton BeachDelray BeachGolfLake Worth Beach (listed by Home Run as Lake Worth)Palm Beach ShoresRiviera BeachWest Palm Beach
This list reflects Home Run's public Florida communities page when this page was prepared. Participation and program terms can change.
How an M&M Roofing PACE Request Proceeds
- 1
Roof assessment and written scope
M&M Roofing evaluates the roof and prepares the project scope and estimate.
- 2
Address and project check
We confirm that Home Run lists the property's jurisdiction and that the proposed roof work can be submitted for program review.
- 3
Secure Home Run application
M&M initiates the request when appropriate. Home Run sends the owner its secure application and collects qualification information directly.
- 4
Underwriting and disclosures
Home Run reviews the property and ability to repay and provides the financing disclosures. At least five business days before the agreement, it gives the mortgage holder or servicer written notice of the intent, maximum financed amount and maximum annual assessment.
- 5
Approval before roofing work
PACE-financed work begins only after approval, notice to proceed and required waiting and cancellation periods.
- 6
Completion and tax assessment
The project and required permit closeout are verified before final funding. The assessment then appears on the property-tax bill.
Important PACE Terms to Understand
Read the official Home Run documents and compare the total cost with other ways to pay before signing.
- PACE is not a government grant, subsidy, free roof or insurance payment.
- The assessment creates a property lien with the same dignity as county taxes and assessments.
- A mortgage servicer may increase the monthly escrow payment to cover the annual assessment.
- A buyer, seller's lender or refinancing lender may require the remaining balance to be paid in full.
- Failure to pay can lead to penalties, a tax certificate, legal proceedings and possible loss of the property.
- The three-business-day cancellation period runs from the latest required agreement or disclosure delivery date. Early payoff has no prepayment penalty, although nominal administrative costs may apply.
- The financed amount may include pre-first-payment interest, origination, recording or reserve costs, and an annual administrative fee may apply. The official documents control.
M&M Roofing is not a lender and does not provide legal, tax or financial advice. Home Run Financing determines eligibility, approval, rate, APR, fees, annual assessment and term.
Contractor registration or project approval does not mean Home Run Financing or the Florida PACE Funding Agency endorses, warrants or guarantees M&M Roofing or its work.
Palm Beach County PACE Financing Questions
Is Home Run PACE available throughout Palm Beach County?
No. PACE authorization is jurisdiction-specific. A roofing company may serve a property even when the financing program is not available there. The exact address must be checked against Home Run's current community list.
Does PACE require a credit check?
Do not treat PACE as no-credit-check financing. Home Run says the credit score is not used to determine eligibility, but it may obtain credit information and must verify income, debts, mortgage obligations, taxes, insurance and ability to repay.
How much can I finance and what will the payment be?
The approved amount depends on the eligible project, property value, local limits and underwriting. Home Run provides the actual fixed rate, APR, fees, annual assessment and total cost. M&M Roofing does not quote financing payments or promise approval.
Will the assessment stay with the property if I sell?
Home Run permits an assessment to remain with the property, but a buyer or either party's mortgage lender may require full payoff during a sale or refinance. The seller must also provide the required property disclosure.
Can PACE cover all roofing costs?
Home Run advertises up to 100% financing for eligible project costs, subject to approval. Florida generally limits total PACE assessments to 20% of the county property appraiser's just value; local rules, underwriting or ineligible work may lower the approved amount.
Review the Full PACE Explanation
The main financing guide explains eligibility, the tax assessment, lien, sale and refinance considerations, cancellation and the Home Run process in more detail.
Start With Your Palm Beach County Property Address
We can review the roofing need and check whether the current Home Run community list includes the property's jurisdiction.