Homeowner resources · Broward County
Roof Repair & Replacement Assistance in Broward County
Need help paying for roof work? These six programs are accepting applications for eligible homeowners. Find out who qualifies, what the assistance covers, and where to apply.
By M&M Roofing and Construction Corp
Published and sources checked
Get Your Free Roof Quote
Tell us about the roof work you need. This is an M&M roofing estimate request; program applications go directly to the agencies linked below.
Help with the cost of a safer roof
Yes, roof replacement can qualify.
Several programs below include complete replacement. Whether assistance covers the whole job depends on the approved scope, cost, award limit and available funding.
Start with your property's city, then check income and ownership rules. An application starts an eligibility review. Funding is confirmed only through the agency's approval process.
See the work behind the photo in our Deerfield Beach roof replacement project.
Accepting applications · Checked October 20, 2026
Find the program for your home
The state program serves eligible homeowners throughout Broward. Each city program serves properties within that city; Hollywood also limits its Neighborhood Pride program to mapped neighborhoods.
| Where the home is located | Program | Assistance |
|---|---|---|
| Throughout Broward County | My Safe Florida Home | Up to $10,000 |
| Hollywood | Neighborhood Pride | Up to $40,000 |
| Deerfield Beach | Owner-Occupied Rehabilitation | Up to $85,000 low income · $55,000 moderate income |
| North Lauderdale | Residential Rehab and Hardening | Up to $50,000 |
| Fort Lauderdale | Homeowner Rehabilitation | Up to $85,000 |
| Miramar | Senior Emergency Funding Assistance | Grant up to $5,000 · larger awards carry a lien |
Amounts are limits or award categories, not guaranteed payouts. The detailed entries below explain the grant, loan and repayment terms.
Who qualifies—and how to apply
AMI means area median income. Agencies use household size and the applicable income limits to assess eligibility. Use the linked official rules for the complete requirements.
01 · Throughout Broward County
Open · priority queueMy Safe Florida Home
Up to $10,000
Helps fund eligible roof replacement tied to recommended hurricane-strengthening improvements.
Who qualifies
- Low- or moderate-income homeowner with a homesteaded, owner-occupied, site-built home.
- Home built before January 1, 2008, with an insured value of $700,000 or less.
- Eligible single-family home or attached home up to three stories; program inspection required.
Grant or loan?
Matching grants reimburse $2 for every $1 contributed, up to $10,000. Eligible low-income homeowners need no match.
How to apply
Create an account, complete the priority questionnaire, receive the program inspection, then apply for a grant. Wait for written approval before work begins.
Start with My Safe Florida HomeChoose a licensed contractor. Roof work must include recommended mitigation; ordinary patching is ineligible. Approval and funding are not guaranteed.
02 · Hollywood
OpenNeighborhood Pride
Up to $40,000
Helps eligible Hollywood homeowners address necessary home repairs, including approved roof work.
Who qualifies
- Own and occupy a homesteaded home in a qualifying neighborhood on Hollywood's map.
- Household income at or below 120% of area median income.
- Mortgage and property taxes must be current.
Grant or loan?
Conditional grant secured by a 10-year lien that decreases annually. Ownership, occupancy and other program requirements apply.
How to apply
Create a Neighborly account, complete the owner-occupied housing application and upload the requested documents. Wait for city approval before starting work.
Apply through HollywoodHollywood uses its approved contractor list and does not accept outside contractor pricing. The city determines the eligible repairs and award.
03 · Deerfield Beach
OpenOwner-Occupied Rehabilitation
Up to $85,000 low income · $55,000 moderate income
Helps fund approved home rehabilitation, including qualifying roof repairs or replacement.
Who qualifies
- Own and occupy a home within Deerfield Beach.
- Household income at or below 120% of area median income.
- Property insurance is required.
Grant or loan?
0% interest, forgivable loan with a 5–15-year term based on the award. Forgiveness requires meeting the program conditions.
How to apply
Register in the city's Neighborly portal, select the rehabilitation program and submit the application with income and ownership documents.
Apply through Deerfield BeachThe current application round opened October 3, 2026. Obtain program approval and confirm contractor requirements before work starts.
04 · North Lauderdale
OpenResidential Rehab and Hardening
Up to $50,000
Assists qualifying homeowners with approved home repairs, including roof work.
Who qualifies
- Own and occupy a homesteaded home within North Lauderdale.
- Household income at or below 80% of area median income.
- Rental properties and homes with reverse mortgages are excluded.
Grant or loan?
0% interest second mortgage, forgiven in full after 10 years of owning and occupying the home, subject to program conditions.
How to apply
Download both the CDBG application and income forms from the city page. Complete them and submit the required documents to City Hall, 701 SW 71st Avenue.
Get North Lauderdale application formsUse the CDBG rehabilitation section of the city page. Confirm approval and contractor requirements before arranging roof work.
05 · Fort Lauderdale
OpenHomeowner Rehabilitation
Up to $85,000
Helps eligible owner-occupants repair qualifying health and safety problems, including approved roof work.
Who qualifies
- Own and occupy a homesteaded single-family home within Fort Lauderdale.
- Household income at or below 80% of area median income.
- Mortgage, property taxes and property insurance must be current.
Grant or loan?
Deferred, interest-free loan secured by a lien. Repayment obligations follow the program agreement.
How to apply
Create a Neighborly account and submit the rehabilitation application with the required income and property documents.
Apply through Fort LauderdaleThe city must approve the repair scope and funding. Confirm contractor selection requirements before signing a roofing contract.
06 · Miramar
OpenSenior Emergency Funding Assistance
Grant up to $5,000 · larger awards carry a lien
Helps eligible seniors with approved emergency home repairs, including critical roof repairs.
Who qualifies
- Miramar homeowner age 60 or older.
- Home must be the owner's homesteaded residence.
- Household income at or below 120% of area median income.
Grant or loan?
Assistance of $5,000 or less is a grant. Larger awards carry a 10-year lien; the program determines the approved amount.
How to apply
Create a Neighborly account and apply for SEFA. Include the requested income and ownership documents and three contractor quotes.
Apply through MiramarThe current round opened October 15, 2026. Submit three quotes and wait for program approval before starting the approved repairs.
For a closer look at eligible hurricane improvements and roof materials, read our My Safe Florida Home roofing guide.
Four steps before funded work begins
- 1
Confirm your address and income limits
Check city boundaries, any neighborhood map, household size, and whether the home must be homesteaded. A mailing address alone may not establish city eligibility.
- 2
Gather the requested documents
Have photo identification, proof of ownership, household income records, insurance, mortgage statements and property-tax records ready. Follow the agency's checklist for the exact documents.
- 3
Ask about contractor selection
Some programs use their own approved contractors or procurement process. Miramar requests three quotes; Hollywood uses its approved list. Confirm those rules before arranging the work.
- 4
Get approval and understand payment
Review the approved scope, your share of costs, any lien, and repayment conditions. For My Safe Florida Home, obtain the required program inspection and written grant approval before construction.
A roofing estimate is a useful starting point
M&M Roofing can review your roof and explain the work an estimate includes. If you have a program inspection report or an approved scope, share it when discussing your project.
The agency handles the assistance application and decides the award. Contractor approval is separate, so a roofing estimate does not confirm that M&M can perform a particular program's work.
Explore our roof repair and roof replacement services, or see the completed Coconut Creek metal roof.
Questions homeowners ask
Can a program pay for my entire roof replacement?
An approved replacement may be fully covered when its eligible cost fits the award and the program's rules. A maximum award is not a guaranteed payment: other required repairs, project costs and available funds can affect what is approved.
Will I have to pay the money back?
Read the award agreement before accepting assistance. A grant may have conditions; a forgivable loan can require repayment if you sell, rent out or leave the home too soon. A deferred loan postpones payment and does not automatically mean the debt is forgiven.
Can I apply to a neighboring city's program?
The city programs listed here require the home to be within that city, and Hollywood Neighborhood Pride also uses a neighborhood eligibility map. My Safe Florida Home is a statewide option available to qualifying homeowners throughout Broward.
Can I choose M&M Roofing to do the work?
That depends on the program's contractor rules. Hollywood uses its approved contractor list, while Miramar asks homeowners for three licensed-contractor quotes. Confirm how the agency selects and approves a roofer before assigning the work.
Can I start the roof while I wait for an answer?
My Safe Florida Home requires grant approval before construction. For any assistance program, confirm the approval, permitting and payment sequence with the administrator before starting work you expect the program to fund.
What if my city is not listed?
Check My Safe Florida Home first, then contact your city's housing department or Broward Housing at 954-357-4900 about current intake. This guide includes programs we could verify as accepting applications on October 20, 2026; it is not a list of every program that may reopen later.
Let’s Talk About Your Roof
Tell us your city, the roof problems you are seeing, and whether you have a program inspection report. Request a free roofing estimate from M&M.
Call (754) 714-8445